Flood zones for vacant land in Torrance
Of the 70 vacant lots in Torrance, 0 (0%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 70 (100%) are in zone X with minimal risk.
Flood zones in Torrance
| FEMA zone | Vacant lots | Share |
|---|---|---|
| X | 70 | 100% |
What the letters mean: flood zones explained.
Lots in a high-risk flood zone in Torrance
Zones A, AE, AH, AO and VE, lowest assessed value first.
None in this city.
Lots outside the flood zone in Torrance
Zone X with minimal risk, lowest assessed value first (25 of 70).
Questions about land in Torrance
How much vacant land in Torrance is in a flood zone?
0 of 70 vacant lots in Torrance (0%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 70 are zone X with minimal risk.
Do I need flood insurance for land in Torrance?
Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 0% of Torrance's vacant lots are in such a zone.
More for Torrance: all vacant land · fire hazard zones
Sources
Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-18. Maps change; confirm a specific lot with the county before you buy.