Flood zones for vacant land in Santa Monica
Of the 143 vacant lots in Santa Monica, 1 (under 1%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 142 (99%) are in zone X with minimal risk.
Flood zones in Santa Monica
| FEMA zone | Vacant lots | Share |
|---|---|---|
| X | 142 | 99% |
| AE | 1 | under 1% |
What the letters mean: flood zones explained.
Lots in a high-risk flood zone in Santa Monica
Zones A, AE, AH, AO and VE, lowest assessed value first.
| Lot | Acres | Assessed | Zone |
|---|---|---|---|
| 978 Palisades Beach Rd4292-031-005 | 0.25 | $1,820,315 | AE |
Lots outside the flood zone in Santa Monica
Zone X with minimal risk, lowest assessed value first (25 of 142).
| Lot | Acres | Assessed |
|---|---|---|
| 412 Bay St4289-010-025 | 0.03 | $20,559 |
| 238 Ocean Park Blvd4287-010-008 | 0.04 | $38,413 |
| 115 Fraser Ave4288-018-035 | 0.04 | $48,397 |
| 2227 Wilshire Blvd4276-005-043 | 0.1 | $57,572 |
| 724 Raymond Ave4287-017-011 | 0.13 | $64,205 |
| 728 Raymond Ave4287-017-013 | 0.13 | $64,205 |
| 1619 Ocean Front Walk4290-023-005 | 0.08 | $85,774 |
| 1434 Euclid St4282-023-004 | 0.17 | $105,876 |
| 814 Lincoln Blvd4292-001-004 | 0.17 | $152,917 |
| 1052 19th St4277-026-004 | 0.18 | $159,581 |
| 1341 15th St4282-017-014 | 0.17 | $171,106 |
| 1118 Euclid St4281-019-004 | 0.17 | $173,798 |
| 1123 25th St4276-001-032 | 0.14 | $186,948 |
| 2908 Main St4288-009-003 | 0.02 | $188,115 |
| 2329 Delaware Ave4268-015-020 | 0.24 | $197,941 |
| 2419 20th St4273-018-015 | 0.16 | $236,783 |
| 1123 25th St4276-001-031 | 0.14 | $260,367 |
| 2021 La Mesa Dr4407-018-015 | 0.2 | $284,348 |
| 907 Santa Monica Blvd4282-011-033 | 0.06 | $289,656 |
| 1847 16th St4283-032-024 | 0.14 | $329,576 |
| 1215 17th St4276-011-018 | 0.17 | $343,228 |
| 1301 Ozone Ave4285-035-049 | 0.13 | $349,028 |
| 1918 Lincoln Blvd4289-003-001 | 0.12 | $407,167 |
| 1013 9th St4281-029-020 | 0.17 | $437,325 |
| 2028 20th St4274-019-015 | 0.17 | $448,400 |
Questions about land in Santa Monica
How much vacant land in Santa Monica is in a flood zone?
1 of 143 vacant lots in Santa Monica (under 1%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 142 are zone X with minimal risk.
Do I need flood insurance for land in Santa Monica?
Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. under 1% of Santa Monica's vacant lots are in such a zone.
More for Santa Monica: all vacant land · fire hazard zones
Sources
Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-18. Maps change; confirm a specific lot with the county before you buy.