Flood zones for vacant land in Palmdale
Of the 4,732 vacant lots in Palmdale, 266 (6%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 3,113 (66%) are in zone X with minimal risk, and 1,159 are moderate risk. 194 are zone D, where flood risk has not been studied.
Flood zones in Palmdale
| FEMA zone | Vacant lots | Share |
|---|---|---|
| X | 4,272 | 90% |
| D | 194 | 4% |
| AO | 133 | 3% |
| AE | 91 | 2% |
| A | 42 | under 1% |
What the letters mean: flood zones explained.
Lots in a high-risk flood zone in Palmdale
Zones A, AE, AH, AO and VE, lowest assessed value first (25 of 266).
Lots outside the flood zone in Palmdale
Zone X with minimal risk, lowest assessed value first (25 of 3,113).
Questions about land in Palmdale
How much vacant land in Palmdale is in a flood zone?
266 of 4,732 vacant lots in Palmdale (6%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 3,113 are zone X with minimal risk and 1,159 are moderate risk. 194 are zone D, where flood risk has not been studied.
Do I need flood insurance for land in Palmdale?
Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 6% of Palmdale's vacant lots are in such a zone.
More for Palmdale: all vacant land · fire hazard zones
Sources
Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-18. Maps change; confirm a specific lot with the county before you buy.