Flood zones for vacant land in Mount Waterman
Of the 3,054 vacant lots in Mount Waterman, 256 (8%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 2,666 (87%) are in zone X with minimal risk. 132 are zone D, where flood risk has not been studied.
Flood zones in Mount Waterman
| FEMA zone | Vacant lots | Share |
|---|---|---|
| X | 2,666 | 87% |
| A | 255 | 8% |
| D | 132 | 4% |
| AE | 1 | under 1% |
What the letters mean: flood zones explained.
Lots in a high-risk flood zone in Mount Waterman
Zones A, AE, AH, AO and VE, lowest assessed value first (25 of 256).
Lots outside the flood zone in Mount Waterman
Zone X with minimal risk, lowest assessed value first (25 of 2,666).
Questions about land in Mount Waterman
How much vacant land in Mount Waterman is in a flood zone?
256 of 3,054 vacant lots in Mount Waterman (8%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 2,666 are zone X with minimal risk. 132 are zone D, where flood risk has not been studied.
Do I need flood insurance for land in Mount Waterman?
Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 8% of Mount Waterman's vacant lots are in such a zone.
More for Mount Waterman: all vacant land · fire hazard zones
Sources
Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-18. Maps change; confirm a specific lot with the county before you buy.