Flood zones for vacant land in Montebello
Of the 54 vacant lots in Montebello, 1 (2%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 45 (83%) are in zone X with minimal risk, and 2 are moderate risk. 6 are zone D, where flood risk has not been studied.
Flood zones in Montebello
| FEMA zone | Vacant lots | Share |
|---|---|---|
| X | 47 | 87% |
| D | 6 | 11% |
| AE | 1 | 2% |
What the letters mean: flood zones explained.
Lots in a high-risk flood zone in Montebello
Zones A, AE, AH, AO and VE, lowest assessed value first.
| Lot | Acres | Assessed | Zone |
|---|---|---|---|
| 1240 W Mines Ave6350-027-901 | 14.55 | — | AE |
Lots outside the flood zone in Montebello
Zone X with minimal risk, lowest assessed value first (25 of 45).
| Lot | Acres | Assessed |
|---|---|---|
| 2221 Fairfield St6337-021-004 | 0.03 | $14,206 |
| 113 N 5th St6346-025-013 | 0.09 | $23,496 |
| 115 S 6th St6349-006-007 | 0.14 | $36,988 |
| 937 S 4th St6352-026-052 | 0.11 | $65,716 |
| 428 N 10th St6345-004-013 | 0.08 | $73,080 |
| 699 S Maple Ave6353-001-007 | 0.56 | $81,693 |
| 933 S 4th St6352-026-051 | 0.12 | $83,465 |
| 1110 W Whittier Blvd6345-023-012 | 0.12 | $85,141 |
| 1144 S Maple Ave6353-018-026 | 0.14 | $140,725 |
| 401 W Whittier Blvd6349-004-016 | 0.27 | $149,809 |
| 1408 Espanol Ave6354-020-044 | 0.12 | $171,673 |
| 1404 Espanol Ave6354-020-045 | 0.12 | $171,673 |
| 112 N Spruce St6350-006-003 | 0.16 | $187,272 |
| 929 S 4th St6352-026-050 | 0.11 | $211,654 |
| 1409 W Whittier Blvd6350-001-004 | 0.14 | $214,681 |
| 1350 S 4th St6354-010-027 | 0.14 | $230,812 |
| 1013 W Whittier Blvd6350-004-001 | 0.17 | $239,503 |
| 1233 Date St6354-019-003 | 0.17 | $244,672 |
| 1229 Date St6354-019-004 | 0.17 | $244,672 |
| 1225 Date St6354-019-005 | 0.17 | $244,672 |
| 1424 Espanol Ave6354-020-043 | 0.12 | $245,412 |
| 1160 S Maple Ave6353-018-030 | 0.12 | $254,370 |
| 737 S Maple Ave6353-002-013 | 0.23 | $295,947 |
| 121 S 6th St6349-006-026 | 0.14 | $306,000 |
| 409 N Poplar Ave6346-004-027 | 0.13 | $385,560 |
Questions about land in Montebello
How much vacant land in Montebello is in a flood zone?
1 of 54 vacant lots in Montebello (2%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 45 are zone X with minimal risk and 2 are moderate risk. 6 are zone D, where flood risk has not been studied.
Do I need flood insurance for land in Montebello?
Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 2% of Montebello's vacant lots are in such a zone.
More for Montebello: all vacant land · fire hazard zones
Sources
Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-18. Maps change; confirm a specific lot with the county before you buy.