Flood zones for vacant land in Downey

Of the 46 vacant lots in Downey, 0 (0%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 4 (9%) are in zone X with minimal risk, and 42 are moderate risk.

Flood zones in Downey

FEMA zoneVacant lotsShare
X46100%

What the letters mean: flood zones explained.

Lots in a high-risk flood zone in Downey

Zones A, AE, AH, AO and VE, lowest assessed value first.

None in this city.

Lots outside the flood zone in Downey

Zone X with minimal risk, lowest assessed value first.

Questions about land in Downey

How much vacant land in Downey is in a flood zone?

0 of 46 vacant lots in Downey (0%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 4 are zone X with minimal risk and 42 are moderate risk.

Do I need flood insurance for land in Downey?

Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 0% of Downey's vacant lots are in such a zone.

More for Downey: all vacant land · fire hazard zones

Sources

Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-18. Maps change; confirm a specific lot with the county before you buy.